1. The AML and KYC policy applies to Capital Invest LTD and its partners and clients (hereinafter referred to as the "Company") and aims to prevent and actively combat money laundering and any other activities facilitating money laundering or the financing of terrorism or criminal activities. The Company requires its managers, employees, and affiliates to follow the principles of this Policy to prevent the use of its services for money laundering purposes.

2. Under this Policy, actions aimed at concealing or distorting the true origin of funds obtained through criminal activity are generally considered money laundering activities.

3. Money laundering typically occurs in three stages: At the "placement" stage, cash funds are introduced into the financial system, where money obtained from criminal activities is converted into financial instruments, such as money transfers, traveler's checks, or deposited into accounts at financial institutions. At the "layering" stage, funds are transferred or moved to other accounts or financial institutions to further separate the money from its criminal origin. At the "integration" stage, funds are reintroduced into the economy and used to acquire assets, finance businesses, or criminal activities. In terrorism financing, funds obtained from criminal activity may not be used; rather, the goal is to conceal the origin or intended use of funds that will later be used for criminal purposes.

4. The Client agrees to comply with legal norms, including international ones, aimed at combating illegal trade, financial fraud, money laundering, and the legitimization of illicit funds. The Client must avoid direct or indirect assistance in illegal financial activities or any other illegal transactions using the Site.

5. The Client guarantees the legal origin, lawful ownership, and right to use the funds they transfer to the Company’s accounts. In the case of suspicious or fraudulent deposits, including the use of stolen credit cards and/or any other fraudulent activity (including chargebacks or payment cancellations), the Company reserves the right to block the Client's account, cancel any payments, and investigate the nature of suspicious operations on the Client’s account, suspending such operations until the cause is clarified.

6. During the investigation, the Company reserves the right to request copies of identification and bank cards used for account deposits, payment documents, as well as other documents confirming the legal ownership and origin of the funds. The Client is prohibited from using the services and/or software for any illegal or fraudulent actions, or for any illegal or fraudulent transactions (including money laundering) as per the legislation of the Client's country. The Company's refusal to process suspicious operations does not constitute grounds for civil liability.

7. Each division of the Company must adhere to the AML and KYC policy, which is formulated according to local legal requirements.

8. All personal and business documentation will be stored for the minimum period required by local legislation.

9. All new employees must undergo AML and KYC training. Existing employees receive training annually. Participation in additional educational programs is mandatory for all employees involved in AML and KYC activities.

10. The Company has the right to request the Client to verify their registration information provided when opening a trading account at its discretion and at any time. For verification purposes, the Company may request notarized copies of identification documents such as a passport, driver's license, or national ID to confirm identity; a bank statement or utility bill to confirm the residential address. In exceptional cases, the Company may ask the Client to provide a photo holding their ID next to their face. Detailed identification requirements are outlined in the "AML Policy" section on the official website of the Company.

11. The client verification procedure is not mandatory unless the client receives such a request from the Company. The client may voluntarily send a copy of their passport or other identity document to the Customer Service Department for verification of their personal details. The client should note that when making deposits/withdrawals through bank transfers, documents for full verification of identity and address are required due to the nature of banking transactions.

12. If any registration data of the client (full name, address, or phone number) changes, the client must immediately update the data in their personal profile on the Company’s website or notify the Customer Service Department of the changes.

12.1. To change the phone number registered in the client profile, we require the submission of a document proving ownership of the new number (mobile provider contract), and a photograph of the identification document held next to the client's face. The personal data in both documents must match.

13. The client is responsible for the authenticity of the documents (copies) and acknowledges the Company's right to contact the relevant authorities of the issuing country to verify their authenticity.